Benazir Income Support Program (BISP) – Benazir Kafaalat: A Complete Guide

Benazir Income Support Program 

The Benazir Income Support Program (BISP) is a prize creativity by the Government of Pakistan aimed at helping low-income families, specially women. To ensure monetary help reaches worthy households competently, the Benazir Kafaalat program is now making it easier for recipients to receive their payments through bank accounts. This step promotes slide and suitability, reducing issues related to cash payments.

In this article, we will cover everything you need to know about the Benazir Kafaalat program, including eligibility, application events, payment methods, and how the new bank account system works.

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Quick Information Table

Program Name	Benazir Kafaalat
Assistance Amount	PKR 9,000 (Bi-Monthly)
Application Method	Online & Offline
Payment Method	Bank Account

What is the Benazir Income Support Program (BISP)?

The Benazir Income Support Program was launched in 2008 to provide financial assistance to deprived families. The core aim of this program is to:

• Alleviate poverty
• Empower women
• Support vulnerable communities

BISP has different creativities, and one of the most important is the Benazir Kafaalat program. Under this initiative, financial support is provided to eligible women to help them manage their household incidentals.

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Key Features of the Benazir Kafaalat Program

1. Eligibility Criteria

To qualify for the Benazir Kafaalat program, applicants must meet these conditions:

• Must be a woman from a low-income household.
• Must have a valid CNIC (Computerized National Identity Card).
• Should not be employed in any government job.
• Should not own extreme land or property.
• The family’s monthly income should be below the poverty threshold.

2. Amount of Assistance

Beneficiaries receive PKR 9,000 every two months under the Benazir Kafaalat initiative. This amount is crucial in helping poor families meet basic needs such as food, education, and healthcare.

3. Payment Methods

Previously, beneficiaries received payments through designated delivery points or BISP campsites. However, to improve slide and ease, the government has introduced a bank account payment system.

Now, beneficiaries can receive their funds directly into their private bank accounts, which reduces delays and chances of fraud.

How to Open a Bank Account for the Benazir Kafaalat Program

Step-by-Step Process

1. Visit the Bank:
   Go to any bank that is partnered with BISP (such as Habib Bank Limited (HBL), United Bank Limited (UBL), or National Bank of Pakistan (NBP)).
2. Required Documents:

1. • Original CNIC
   • Proof of BISP registration
   • Recent passport-sized photographs

3. Fill Out the Application Form:
   Complete the bank account opening form with accurate details.
4. Verification:
   The bank will verify your information. Once approved, you will receive a debit card.
5. Activation:
   Activate your account and debit card by following the bank’s orders.
6. Receive Payments:
   You will start receiving Benazir Kafaalat payments directly into your bank account.

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How to Check Benazir Kafaalat Payment Status

You can check the status of your payments through the following methods:

1. SMS Service:
   Send your CNIC number to 8171 to receive updates about your payment status.
2. BISP Web Portal:
   Visit the official BISP website (bisp.gov.pk) and enter your CNIC number in the payment inquiry section.
3. Helpline:
   Call the BISP helpline for further assistance.

How to Apply for the Benazir Kafaalat Program

Online Method

1. Visit the official BISP website.
2. Click on the ‘Kafaalat Registration’ section.
3. Enter your personal details, including your CNIC number and contact information.
4. Submit the form and wait for validation.

Offline Method

1. Visit your nearest BISP office.
2. Provide your CNIC and fill out the application form.
3. Submit the form and necessary documents.
4. You will receive a validation message if you qualify.

Benefits of Receiving Payments via Bank Accounts

Switching to a bank account payment system offers several advantages:

• Convenience: No need to wait in long queues at delivery points.
• Transparency: Reduces the chances of dishonesty and fraud.
• Safety: Payments are firmly deposited into your account.
• Financial Inclusion: Inspires women to use banking services and manage their finances independently.

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Common Issues and Solutions

Delayed Payments

Check your payment status via SMS (8171) or the BISP web portal. Ensure your bank account is active.

Invalid CNIC

Solution: Update your CNIC details with NADRA and re-register with BISP.

Forgotten Debit Card PIN

Visit your bank branch to reset your PIN.

FAQs About Benazir Kafaalat Program

 Who can apply for the Benazir Kafaalat program?

Low-income women with valid CNICs can apply.

 How often are payments made?

Payments are made every two months.

 Can I change my bank account?

Yes, you can update your bank account information by staying a BISP office.

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 Is there any fee for opening a bank account?

No, opening a bank account for the Benazir Kafaalat program is free of charge.

Conclusion

The Benazir Income Support Program  is a vital support system for low-income families in Pakistan. By transitioning to bank accounts for payments, the government is ensuring slide, security, and suitability for receivers. Follow the steps outlined in this guide to open your bank account and receive payments smoothly.

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